Thiruvananthapuram, Kerala
Nidhi Company Registration in Thiruvananthapuram
Community savings & lending structure — Nidhi registration ₹1,999
₹1,999₹9,999
BASE FEE + LIVE PROMOTIONS AT CHECKOUT
⏱Timeline: 15–20 working days
✅Govt fees included
🏷️Promo codes may apply during payment
🔒MCA-verified, Aadhaar-secure
Estimated completion
Based on 15–20 working days
Why Register a Nidhi in Thiruvananthapuram?
✓Regulated by Ministry of Corporate Affairs (Nidhi Rules 2014)
✓Can accept deposits from and lend to members only
✓Lower RBI regulation compared to NBFCs
✓Mutual benefit concept — promotes thrift among members
✓Must achieve 200 members and ₹10L net owned funds within 1 year
✓No external borrowing or third-party deposits
Is This Right for You?
✓ Ideal for
Community savings groups, credit cooperatives, member-only lending
✗ Not ideal for
Businesses that want to accept deposits from the general public
How Nidhi Registration Works
- 01Reserve company name with 'Nidhi Limited' suffix
- 02Minimum 7 subscribers to Memorandum of Association
- 03DSC and DIN for all 3+ directors
- 04SPICe+ filing for incorporation as Public Limited Company
- 05MoA and AoA specific to Nidhi purpose
- 06Declaration by directors in Form NDH-4
- 07Achieve 200 members within 1 year of incorporation
- 08File Form NDH-1 within 90 days of financial year end
Documents Required for Nidhi Company Registration in Thiruvananthapuram
1PAN card of all 7+ founding members
2Aadhaar card of all 7+ founding members
3Registered office proof
4Proof of ₹5L minimum paid-up capital
5Passport-size photos
📱 Upload securely via Aadhaar-verified flow. We extract only the last 4 digits of your Aadhaar — full number is never stored.
Nidhi Company Registration in Thiruvananthapuram — Frequently Asked Questions
What is a Nidhi Company in India?+
A Nidhi Company is a type of Non-Banking Financial Company (NBFC) regulated under Nidhi Rules 2014. It can only accept deposits from and lend to its own members — it cannot deal with the general public. The purpose is to cultivate savings habits among members and provide low-cost credit.
What is the minimum capital to start a Nidhi Company?+
A Nidhi Company requires a minimum paid-up equity capital of ₹5 lakh (₹5,00,000). Within one year of incorporation, it must achieve a net owned fund of ₹10 lakh and at least 200 members.
Does a Nidhi Company need RBI approval?+
Nidhi Companies are exempted from core RBI provisions that apply to NBFCs, but they are regulated by the Ministry of Corporate Affairs under the Nidhi Rules 2014. No separate RBI licence is required.
How much does Nidhi Company registration cost?+
MakeItLegit charges ₹1,999 for Nidhi Company registration. Due to the higher complexity — minimum 7 members, ₹5L capital, and compliance with Nidhi Rules — the price is higher than standard Pvt Ltd registration.
Can a Nidhi Company lend to non-members?+
No. A Nidhi Company is strictly prohibited from lending to or accepting deposits from non-members. All transactions must be with registered members only. Violating this rule attracts penalties under the Nidhi Rules.
What happens if a Nidhi Company does not reach 200 members in 1 year?+
The company must apply to the Regional Director for an extension of time in Form NDH-2 before the expiry of the one-year period, along with reasons for the shortfall. Failure to comply can lead to penalties.
Kerala — the state-specific bits nobody tells you
MoA + AoA stamp duty
₹500 – ₹10,000
Formula: Article/Schedule under the Kerala Stamp Act, 1959; amount varies with authorised capital and document type.
Use this as a planning range only; confirm the current state or Union Territory assessment before filing or execution.
Your RoC
Registrar of Companies, Kerala — Ernakulam
Companies registered in Kerala are generally under the Ernakulam RoC jurisdiction.
What CAs in Thiruvananthapuram actually charge (and what MakeItLegit charges)
Typical local CA (professional only)
₹4,000–₹10,000
Tier 2 city benchmark, excludes stamp duty and government fees.
MakeItLegit flat price
₹1,999
Same MCA workflow, no referral markup.
Stamp duty separately
₹500 – ₹10,000
Paid to Kerala government, not to us.
Registered office reality
Virtual address accepted with caveats
A virtual office may be accepted only where registered-office proof is complete and the premises can support address verification.
Kerala startup policy
No dedicated state incorporation subsidy as of Aug 2026
No dedicated state incorporation subsidy as of Aug 2026
We don't collect any commission from state-scheme registrations — this is here because it can save you money.
State-specific figures last verified: 2026-08-04. If any changed and this page hasn't been updated within 30 days, tell us — we'll fix it and credit you.
What happens after your certificate arrives
Day 30 onward, the compliance calendar starts.
Bank account, GST if applicable, first board meeting within 30 days, DIR-3 KYC each year, AOC-4 & MGT-7 filings after your first FY. Missing three consecutive years of these triggers automatic director disqualification under Section 164(2) of the Companies Act, 2013.
pvtltd.co is the sister site from the same CA firm — post-incorporation compliance for corporate companies. Same "no referral fees" rule.
Register Your Nidhi in Thiruvananthapuram Today
₹1,999 flat. 15–20 working days. Zero paperwork.
Start Registration — ₹1,999 →Thiruvananthapuram · Kerala · MCA Portal Integration · Certificate of Incorporation in 15–20 working days